General Terms

Terms and Conditions of Ellinas Finance Public Company Ltd (‘’Ellinas Finance’’) Website

This Web Site is owned and maintained by Ellinas Finance Public Company Limited (HE 52585). The use and access of pages of the website is subject to the terms and conditions set out below. By using this website, you agree to be legally bound by these terms and conditions. If you do not accept said terms and conditions, please do not use this website.

1. “Website” means
2. “Company” means Ellinas Finance Public Company Limited (HE 52585).
3. “User” means visitors to this Website.
4. “Terms” means the terms and conditions of use that appear below.

Use of Website
The information provided on this Website is for personal use and information purposes only and is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation.

If you breach any of these Terms, your permission to use the Website automatically terminates and you must immediately destroy any downloaded or printed extracts from the Website.

While the Website is normally available 24 hours a day, we shall not be liable if for any reason the Website is unavailable at any time. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond our control.

Any rights not expressly granted in these Terms are reserved.

You must not post or transmit to or from the Website any material: (a) that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience; or (b) for which you have not obtained all necessary licenses and/or approvals; or (c) which constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the rights of any third party, in any country in the world; or (d) which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data). You may not misuse the Website (including, without limitation, by hacking).

We will co-operate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate anyone posting any material in breach of these Terms.

Intellectual Property
All information on this Website, including all logos, tradenames, copyrights etc., is intellectual property of the Company, except where expressly provided otherwise. Reproduction in any form of any part of the contents of this Website without our prior written consent is prohibited unless for personal, non-commercial use only.
Exclusion of Liability
Information provided on the Website is believed to be true and accurate when uploaded or posted. However, we cannot guarantee that information will be accurate, complete and updated at all times and may contain technical inaccuracies or typographical errors. Any decisions taken based on information contained on this website are with your own responsibility. Access to and use of the Website is at the user's own risk and we do not warrant that the use of the Website or any material downloaded from it will not cause damage to any user, or third party or their property. The Company will not, under any circumstances, be liable to, nor indemnify, any person using this Website for any damage and/or loss and/or costs incurred by such person (s) as a result of the use of such content or any decision taken based, or as a result of his/her reliance, on information contained on this Website including, but not limited to, financial loss, loss of reputation, damage and expenses, whether foreseeable consequential or not.

To provide increased value to users, this website may provide links to other websites that are not owned and/or maintained by the Company, which you may access at your sole discretion. The Company accepts no responsibility for the availability, content, security, privacy practices, accuracy of said external websites nor for any damage, loss or offence caused or allegedly caused by, or in connection with, the use of or reliance on any such content.
The Company also bears no responsibility for any damage or loss that may result from changes to the Website by unauthorized third parties.
Amendment of Content and Terms & Conditions
Information on this Website is subject to change by us without notification.
The Company may at any time amend any or all Terms contained herein and users will be considered as having received notice and bound by the changes.

Breach of Terms and Conditions
In cases of breach of these Terms by any user, the Company may and will take all necessary actions to protect its rights not excluding the possibility of blocking access of any user to the Website.
In case any term or condition of these Terms is rendered and/or declared inapplicable, this will not affect the application and/or enforceability of the other terms and conditions.

Products and Services
All of the products and services appearing in this Website as being offered by the Company are governed by their own additional terms and conditions. In case of conflict or difference between the content of this Website and the terms and conditions for a product or service the terms and conditions and other documentation provided to you in and after the application for such product or service shall prevail.

The granting of the loan is subject to the Company obtaining satisfactory guarantees/ securities. The Company can, in its absolute discretion, reject a loan application according to its lending policy at any given time.

Where you are invited to register for any part of this Website, each registration is for a single user only. You must not share your username and password with any other person or with multiple users on a network. Responsibility for the security of any passwords issued rests with you.

Applicable Law
The use of our Website shall be governed by Laws of Cyprus. Disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the Cyprus courts.
The information on the Website may not tell you all you need to know, and you can ask us for more details. You should check details about important things like interest rates in any actual agreement you sign as it is the terms in that document that form the agreement between us.

Problems experienced using the Website
If you experience a problem with the Website please report it to us by
e-mail ( or
telephone at +35722349801 Monday to Thursday 08:00 - 17:30 and Friday 08:00-14:00.
Ellinas Finance, Nicosia, Theotoki 6 Street, P.O. Box  21357-1507, Nicosia, 1055 Nicosia.