Time to look at making home improvements and upgrading your current living environmentto suit your needs?

Whether it's adding an extension or simply giving the bathroom a makeover and making it more practical, Ellinas Finance House Improvement Loan has the answers.

Ellinas Finance Home Improvement Loan helps you to make the changes you want that could not only make you happier, but could also raise the value of your home.


Loans with guarantors
  • Up to €10,000 loan
  • Repayment of up to five years
  • Guarantors who work in the government, semi-government or banking sectors. Additionally, guarantors who work in private sectors may be accepted
  • Flat interest rate of 4.69% (APR 8.76%*)
Secured loans
  • Above €10,000
  • Loans of up to 50% of the sale value of the property
  • Repayment period of up to five years
  • Flat interest rate from 4.69% (APR 8.76%*)

Loan Calculator

12 months
Monthly Repayment
The same every month
Total amount payable
Loan required €1000
Flat Rate
Based on the details you entered



* The APR has been calculated for a loan of €15.000 and a repayment period of 60 months in equal monthly installments. The APR may change depending on the period of the loan. There are no any further company charges regarding a loan. In the above APR and in the above installment amount, the costs of insurance premiums that may be added to each monthly installment have not been included.


Are you eligible?

To apply, you’ll need:

  •          To have a Cypriot Residency
  •          To be aged 18 or older
  •          To be working in Cyprus
Plan your borrowings