GoGet Retail Microfinance

GoGet Retail Microfinance enables business-to-consumer transactions, in which a retailer provides credit to customers concerning purchases of any product or service -  including big-ticket products -  such as home improvements, a new kitchen, a new bathroom, electrical appliances, electronics, travel, furniture, fashion, jewellery purchases and gifts.

Essentially, GoGet Retail Microfinance enables access to high-quality, instant liquidity at the checkout counter for retail customers who may not have gone ahead with the purchase if finance was not available.



For Consumers:

Consumers demand a seamless solution when shopping:

  • Can not afford to pay upfront the entire amount for larger purchases. 
  • Unexpected expenses arise all the time, putting financial strain on households.
  • Require a quick and flexible solution to finance purchases.


Costly and Hard to Manage

For Merchants:

Merchants face a series of problems when trying to set up their own payments scheme:

  • Lack of expertise in assessing the creditworthiness of clients.
  • A capital-intensive process which restricts other growth opportunities.
  • A different process for each merchant creates friction with consumers.


The Solution - Quick and Flexible Micro Loans

For Consumers:

Consumers can quickly and easily receive a loan at the counter for up to €10,000! Loans of up to €1,000 are approved immediately!

For Merchants:

GoGet provides a complete instalments solution seamlessly integrated with each merchant’s system. What does this mean?

  • Provide a financing option to encourage otherwise lost sales.
  • Free up capital to use in other areas, such as inventory or expansion.
  • No need to set up a complicated system or chase customers to pay.
  • Receive the entire amount of the purchase upfront with no delays.

Business Model

GoGet buys the products at a discount, usually between 5% to 10%, from the merchants and then finances its customers with an extra margin of approximately 10%.

Roadmap and Vision


Get in touch

Get in touch with GoGet Retail Microfinance today.

T: +357 22 349801   

E: goget@ellinasfinance.com